Travelers, through its subsidiaries and
approximately 14,000 independent agents and brokers,
provides commercial and personal property and
casualty insurance products and services to
businesses, government units, associations, and
individuals.
Financial, Professional & International Insurance,
which includes surety, crime, and financial
liability businesses which primarily use
credit-based underwriting processes, as well as
property and casualty products that are
predominantly marketed on an international basis.
The
housing is typically arranged by the travel nursing
agency in the company name. Some companies allow the
travel nurse to participate in the search and
selection process.
Nearly all agencies will offer a housing stipend if
the nurse decides to secure housing independently of
the agency. Some companies require the traveler to
take the housing stipend and set up housing in their
name rather than in the name of the company stating
that they will make more money, which is not
necessarily true. The housing stipend or provided
housing will be taxed as part of the pay if the
traveler does not have a permanent tax home.